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CDs & IRAs

View our CDs and IRAs

A Certificate of Deposit is one of the safest (FDIC insured) and smartest ways to invest your money. Interest rates are guaranteed for the term of investment; with no loss of principal when the economy takes a down turn. The First National Bank of Harveyville offers a variety of Certificate of Deposit's (CD) terms that may best fit your needs.
A Certificate of Deposit is one of the safest (FDIC insured) and smartest ways to invest your money.
Interest rates are guaranteed for the term of investment; with no loss of principal when the economy takes a down turn. The First National Bank of Harveyville offers a variety of Certificate of Deposit's (CD) terms that may best fit your needs.

  • Our CD terms range from a 91 days CD to 5 years.
    We offer different options for payment of interest on the Certificates of Deposit options include:
  • Reinvestment back to the CD
  • Paid to another account maintained by us
  • A check issued
  • Our CD's automatically renew at current rates for another term unless otherwise notified
  • The First National Bank of Harveyville offers competitive rates for all terms of CD's
For more information concerning Certificates of Deposits, please contact us or visit The First National Bank of Harveyville.
Individual Retirement Accounts are an excellent way to save for your retirement and it’s NEVER too early to start saving.
We offer Certificates of Deposit as IRA investments, with a variety of choices on terms and rates. Individual Retirement Accounts (IRA’s) are insured by the FDIC up to $250,000.00, separately from your other accounts that you may have with us.

We can help you start a new retirement plan or move other IRA’s plans that you own. You may contact us and we will be happy to assist you in opening an IRA, adding to an existing IRA or changing to a different type of IRA that you already own.

Moving other IRA assets to where you want them while retaining their tax advantages can be accomplished safely and securely by using rollers, direct rollovers and transfers. You may contact us so we may help you with these options.

We offer:
  • Traditional IRA’s ­­– A Traditional IRA allows earnings to accumulate tax-deferred. Contributions may be tax-deductible depending on your income and whether you are covered by a retirement plan at work.
  • Contributions are limited to $4,000 per year or 100% of compensation if less. Catch up contributions of $1,000 can be made for those over 50 years of age.
  • Roth IRA – A Roth IRA allows only non-deductible contributions but features tax-free withdrawals for certain distribution reasons after a five year holding period.
  • “Tax-Free” means free from Federal Income Taxes.
  • Contributions are limited to $4,000 or 100% of compensation if less.
  • Catch up contributions of $1,000 can be made for those over 50 years of age.
Please contact